Read Beggars and Choosers Online
Authors: Catrin Collier
Every safety deposit box was labelled. At Geraint's request the first one the manager opened was marked âCash'. It was empty. âFamily Jewellery' contained bills of sale. The atmosphere in the windowless vault buzzed tense and nerve-racking, as the manager lifted the other boxes on to the table. âStocks', âShares' and âBonds' held bundles of neatly tied certificates. âProperty deeds' contained sheaves of papers and âBank Books' a dozen books and a few important looking documents.
âIf you would like to use my office, Mr Richards, Mr Watkin Jones, you would be most welcome.' The manager took two of the boxes and led the way.
âWhat's going to happen to us now, Miss Sali?' Mari asked as she carried bed linen into the room Sali had ordered to be prepared for her sister.
âI honestly don't know, Mari. It depends on Geraint. I know he is looking for another house and although I haven't had time to discuss it with him, I presume he intends to stay on in Pontypridd. Mother, Llinos and Gareth have to live somewhere, they will need a housekeeper and I'm sure that you will be the first person they think of employing.'
âMr Geraint asked how I'd feel about taking the position of nursemaid to Master Harry.' Mari revealed diffidently.
âWhen did he ask you?'
âThis morning before breakfast.'
Sali was furious. She was grateful to Mari for her loyal service to her family over so many years, and especially for the care she had shown her Aunt Edyth and her mother. And given that Mari had spent practically the whole of her life in their employ, their old housekeeper had every right to expect to remain with them. But she felt that Geraint had no right whatsoever to discuss or offer Mari the post of nursemaid to her son without consulting her first.
âI'm sure he meant to talk to you about it, Miss Sali.'
Tight-lipped, Sali muttered, âI'll discuss it with him when he returns.'
âWhen I think of your uncle selling Danygraig House â'
âIt's done, Mari,' Sali interrupted, not wanting to talk about something that couldn't be changed.
âAre you and Master Harry going to live with Mr Geraint, Miss Sali?' Mari shook a bolster into a case.
âI have absolutely no idea where I'll be living or what I'll be doing a week from now, Mari. At the moment, it's as much as I can do to look as far ahead as tomorrow. There's the funeral tea to arrange, the flowers to order, and after we've done this bedroom, we have to prepare one for Gareth.'
âMiss Sali.' Jenkins knocked the door. âSergeant Davies is here. He asked if he could speak to you. I have shown him into the drawing room. Would you like to be served tea?'
âPlease, Jenkins.' Policemen always seemed to be able to drink tea at any time of day. âServe it right away and tell him I'll be with him shortly.'
âI'll start on Master Gareth's room as soon as I've finished here, Miss Sali.' Mari set the bolster on top of the tallboy and picked up a pillow.
âHarry?' Sali looked at her son who was sitting quietly on the floor in the corner looking at a picture book. âWill you stay with Mari while I talk to a policeman?'
âOf course he will,' Mari answered for him. âAnd as soon as this bed is made up, we'll go down to the kitchen and see if we can find a glass of milk and one or two of the Jumbles I saw the cook making this morning.'
âI'll only be in the drawing room, Harry,' Sali reassured, âand as soon as the policeman has gone I'll come and look for you.'
âYou haven't done anything naughty?' Harry asked gravely.
âBless you,' Mari laughed. âYour mother couldn't do anything naughty if she tried.'
âI won't leave the house without you, Harry.' Sali couldn't help contrasting Harry's present insecurity with the confidence he had displayed only the day before when he had been almost too preoccupied with choosing a book for Mr Evans to read to him, to wave goodbye to her.
âWell?' Geraint asked impatiently after Mr Richards had glanced at all the documents in the deed box and opened one bank book after another, piling them neatly on to the bank manager's desk.
âPayments out of the trust fund set up by your father require two signatures, mine, and after your mother's abdication of her guardianship in favour of her brother, Morgan Davies's. But withdrawals have been made on representation of cheques that I never signed. Also, stocks, bonds and shares have been sold without my knowledge.' He left the desk and opened the door. The manager was standing outside, talking to a clerk. âCould I see all the cheques that have been drawn from all of the Watkin Jones accounts, starting with the trust fund account.'
âCertainly, Mr Richards.' The manager looked at the clerk who immediately charged off. âIs there a problem?'
âA serious one.' Mr Richards returned to his chair behind the desk. âThe trust fund set up by Mr Harry Watkin Jones is empty.'
âBut of course it is.'
âYou knew about this?' Mr Richards was astounded.
âFor the past six months Mr Davies has been making arrangements to transfer everything into Mr Geraint Watkin Jones's name in an account in Cardiff. He told us that Mr Watkin Jones was setting up home there and wanted to make banking arrangements in the city.' The clerk knocked on the door and brought in the boxes.
Mr Richards opened the box file and lifted out a sheaf of cheques. The manager walked behind the desk and looked over his shoulder.
âAll of those cheques drawn on the trust fund account bear two signatures, just as they should, Mr Richards.'
âThe only problem is, neither signature is mine,' Mr Richards stated categorically.
Mr Richards, the manager and Geraint sat together for over three hours. During that time they examined all the transactions carried out in the last four and a half years in every account that bore the Watkin Jones name. All were empty, their contents transferred into a Cardiff bank account opened in Geraint's name. There was even a specimen of Geraint's signature the Cardiff manager had accepted at face value. But the account held the princely sum of ten shillings, the minimum required to keep it open.
Mr Richards and the manager grew increasingly sombre as they examined the stock, share and bond certificates. Instead of the gilt-edged, national companies Harry Watkin Jones had invested in, all the certificates bore the title âthe Conversion of Savages and Pagans Missionary Fund'.
On paper, the new investments Morgan Davies had made on behalf of his nephew and the family trust fund were worth the same as those made by Harry Watkin Jones. But when the solicitor and manager fell gravely silent, Geraint realised something was terribly wrong.
âWhat is this “Conversion of Savages and Pagans Missionary Fund”?' he asked, with an escalating sense of dread.
âA scheme your uncle brought to me two years ago'. Mr Richards's hand shook as he returned the stock certificates to their box. âIt was being marketed to potential investors as a honourable, non-exploitive Christian Fund. I refused to allow him to buy shares in it because nothing was known about the people behind it.'
âThe company went into liquidation six months ago with losses of over a million pounds.' The manager slumped back, horror-stricken, on his chair. âThe directors have disappeared and as yet, no trace of them has been found.'
Mr Richards's voice was hoarse with the effort it took for him to speak. âFrom the evidence here, it appears that your uncle forged my signature to cash in all of your investments and reinvest them in this Christian Fund without your, or my, knowledge or consent. But instead of paying dividends, the company kept demanding further investment to stave off bankruptcy. And that is when your uncle began to throw good money after bad. Judging by the dates on these notes and bills of sale, he drained the cash box and sold your family's personal jewellery to meet the interim payments they asked for. And,' Mr Richards extracted an envelope from the Deeds Box, âwhen he could no longer juggle the accounts to make it look as though the dividends on the investments your father had made were being paid, he mortgaged Danygraig House to meet your university fees, your brother and sister's school fees and the household expenses.'
âWhat about my sisters' and brother's accounts and my mother's annuity?' Geraint was trembling in shock.
âYour mother's annuity and your sister Llinos's dowry went with the trust fund. Your elder sister's dowry was paid to Owen Bull.'
âAnd Gareth?'
âUnder the terms of your father's will,' Mr Richards frowned with the effort it took him to recall the exact terms, âGareth inherited his gold pocket watch, gold cigarette case, three thousand pounds, the two farms and all the properties he owned in the town of Pontypridd with the exception of Danygraig House. The money and jewellery has gone. The only deeds left that are worth anything are to the two farms and the properties in Pontypridd that your father bought as investments to secure Gareth's future. I negotiated the rental terms on those leases myself. All are long-term, and the sitting tenants have the right of first refusal should they ever be sold. Your uncle probably thought it would attract too much attention if he tried to mortgage or liquidate them.'
âSo Gareth has property.'
âWhich he can collect the rents on, but not sell, except at a loss to the sitting tenants and no cash.'
âI will send for the police.' The manager left the office.
âAre you telling me that my uncle has stolen almost everything my father left us?' Geraint demanded querulously.
It cost Mr Richards more than his pride to face Geraint. âYes.'
âAnd my mother, sisters and I are paupers.' Geraint's voice rose even more precariously.
âYes.'
âIs there any chance of recovering the money?'
âNot unless they find the directors of the Conversion of Savages and Pagans Missionary Fund, and the police have been searching for them for the past six months.'
Geraint laughed hysterically. âI bet they are a long, long way away.'
Mr Richards felt impotent, duped and shattered. The Watkin Joneses were bankrupt and his professional incompetence was to blame.
âHow much are the rents to Gareth's properties worth?' Geraint said sharply.
âFive hundred pounds a year.'
âHis and Llinos's school fees come to two hundred a year and that's without extras, and they each have fifty pounds a year allowance. That leaves Mother and me with only two hundred pounds a year between us and no house...'
âYou are forgetting something, Mr Watkin Jones,' Mr Richards said quietly. âThe properties are Gareth's.'
âI will be his guardian from next week.'
âAre you really prepared to rob your brother as your uncle has robbed you?'
The question hung, unanswered, in the air as they sat in silence, waiting for the police to arrive.
âIt is good of you to see me so soon after your aunt's death, Mrs Bull.' Sergeant Davies rose to his feet when Sali entered the room. âI know how upset you must be. Please, may I offer my condolences. She was a great lady and a generous benefactor to the town.'
âThank you, Sergeant. I see you have tea, please help yourself to biscuits and cake.'
âThe tea is sufficient, Mrs Bull, thank you.'
âIs this a condolence call, Sergeant Davies?'
âNo, I thought you'd like to know that your ... that Mr Owen Bull has confessed to murdering not only the coachman but also Mr Mansel James.'
Sali sat in her aunt's chair. âWhat exactly does that mean, Sergeant?'
âIt means that his trial will be little more than a formality, Mrs Bull, and neither you nor anyone else will be required to give evidence in his defence. Mr Bull has already been transferred to Cardiff jail and his case will be called at the earliest available date at the Assizes. My superiors think it should come up in the next couple of weeks.'
âHe will plead guilty? He can't change his mind?'
âWhen we formally arrested Mr Bull on suspicion of murder in the station last night, he waved his right to consult a solicitor and asked if he could see a chapel minister instead.' The sergeant wrinkled his nose as if the memory was distasteful. âAfter speaking to the minister, Mr Bull confessed his sins and proceeded to list them in a manner that was extremely helpful to us. The minister told Mr Bull that if he truly repented, asked God's forgiveness and told us everything he knew, he would be rewarded in this world and the next. Frankly, Mrs Bull, your husband would have been better off asking to see a solicitor. He signed a full and complete statement. Anyone reading it would be left in no doubt of his guilt.'
âWhat will happen to him?'
âFor three murders, Mrs Bull?' The sergeant looked at her in surprise. âWithout a doubt, he will hang.'
âThree?' Sali queried.
âMr Bull admitted that he threw his brother down the stairs and broke his neck; he also admitted that he beat you and his sister. His extremely detailed confession extends to over ten pages.'
âThank you for coming in person to tell me about this, Sergeant.'
âUnder the circumstances, it was the least I could do.' The sergeant rose to his feet. âMr Bull asked me to convey a message to you and Miss Bull. He would like you to visit him in Cardiff prison. If I were you and Miss Bull, I wouldn't feel obliged to do so. But you have until after the sentencing to decide what you want to do. Thank you for the tea, Mrs Bull.' He laid his hand on the doorknob, then turned back to face her. âI am sorry we couldn't help you before, Mrs Bull. But the force has a policy of non-interference in domestic disputes.'
âSo I understood, Sergeant Davies.' Sali gave him a cold smile.
He turned aside sheepishly and opened the door. âGoodbye, Mrs Bull.'
The days between the sergeant's visit and the funerals passed in dreamlike confusion for Sali. Friends and acquaintances drifted in and out of the house. Geraint and Mr Richards spent hours closeted with the police as the search for Morgan Davies and the directors of the Conversion of Savages and Pagans Missionary Fund widened from Wales to England and Scotland and beyond.
Bitter, angry, his dreams of becoming a gentleman of property and substance as his father had been before him, crushed, Geraint became surly and bad-tempered, a different man.
Guilt-ridden, Mr Richards offered to fund Llinos's and Gareth's remaining education, but immersed in preparations to move their family furniture from Danygraig House into the stable loft at Ynysangharad House and their mother into one of Edyth's spare bedrooms until something more permanent could be arranged, Sali and Geraint were too busy to think of anything except their most immediate and pressing problems.
Ignoring the pleas of Geraint and Mr Richards, and the etiquette that demanded female mourners remain closeted in the house during a funeral, Sali insisted on attending the services and joint burial of Mansel and her aunt. She wasn't sure what the future held for her, but she did know that if she was going to move on, she had first to lay her past to rest.
âAshes to ashes ...' Savouring the drama, the minister flung his hands poignantly over the gaping hole. Sali lowered her eyes to the coffins, covered by a profusion of chrysanthemums and dahlias. There were so few flowers available in autumn, and there had been fewer still in January when her father had been buried. She thought wistfully of the roses, anemones and spring blooms that her aunt had loved. And Mansel? She had a sudden vision of him walking jauntily down Taff Street, a white carnation in his buttonhole just like the one he had worn the last time she had seen him.
âDust to dust ...' Bending his knees, the minister scooped a clod of damp soil, and circling his arm theatrically over the grave, he opened his hand. The lump of dank earth landed with a thud on one of the coffins below.
Aunt Edyth, Mansel, her father, Iestyn ... people she had loved, who had loved her, and whom she would never see again. The grim, rain-drizzled scene wavered before her eyes. The entire world seemed grey, not just the tombstones around her and the wall of the chapel. And there was no air. So many people were crowding around, not only in the graveyard but the street beyond.
The attention attracted by Owen's confession and the appearance of Mansel's body after so many years, had brought out not only the press but every curiosity seeker in the town. The minister had been forced to restrict the chapel pews and the graveyard to family, retainers and close friends.
Sali bowed her head and Geraint gripped her arm. Taking a handkerchief from her pocket, she blotted the tears from her eyes beneath her veil.
âIt's over, Sali.'
She looked around and realised people were moving away.
âDo you want to throw those flowers into the grave?'
She kissed the two white hothouse roses she held in her gloved hands and threw them down, one on to Mansel's coffin, one on her aunt's.
The crowds parted respectfully. Geraint led her to her aunt's carriage. He helped her in and she leaned back against the padded leather seat.
âOnly the wake to go.' Gareth sat beside Geraint.
âAnd then what?' Geraint said dejectedly. His anger at the loss of his fortune had turned to despair.
âWe move on, Geraint,' Sali said. âWe have no other choice.'
âI suppose we don't.' He rapped the roof of the cab with his cane.
Lloyd stood back and watched Edyth's carriage move down Taff Street, a long line of less imposing vehicles following slowly in its wake.
âShe would receive us if we went to the house,' his father asserted.
âIf you want to go, I won't stop you.'
âAnd you?' Billy pressed.
âIf she wants to get in touch with me, she knows where I am.'
âYou said Mrs James was a decent woman. I assumed you'd want to pay your respects.'
âYou assumed wrong.'
Billy slapped his son's back. âI'll buy you a pint in the Clarence. Then we'd better go back to Pandy for that meeting.'
âTo plan the strike.'
âWe're still talking to management.'
âWe won't be after today. We'll be on strike next week and you know it.'
âProbably,' Billy agreed grimly. âAnd then God help us all. Management as well as colliers.'
Mr Richards edged his way through the mêlée of mourners, footmen and maids in the hall of Ynysangharad House and tentatively knocked and opened the study door. Sali was sitting with Harry curled on her lap in a leather armchair and they were looking at an album of family photographs.
âI realise you probably came in here to escape the crowds, but would you mind very much if I joined you?' he asked hesitantly.
âI am always glad of your company, Mr Richards.' Sali closed the album and set it on a low table beside her chair. âGet your picture book, Harry, you can look at it while I talk to Mr Richards.'
âOn your lap?' he asked hopefully.
âOn my lap,' she echoed. âPlease, Mr Richards, won't you sit down? I could ring for tea or if you prefer, there's brandy, whisky and sherry on the tray.'
âIt would be bad form to ask the servants to bring us tea when they are busy serving refreshments to the mourners outside.'
âIt would,' she agreed. âI am afraid I took the cowards' way out and hid in here as soon as I returned from the graveside.' She wondered if Mr Richards had guessed it had been Geraint's suggestion that he, Gareth and Llinos greet the mourners so she could take care of Harry. Her brother had tried to make it sound as if they were doing her a favour, but she knew that while her brothers and sister were prepared to accept her privately, publicly they were acutely embarrassed by her presence. From the way all three avoided any mention of the years that had passed since she had left Danygraig House, she knew they found it difficult to accept the scandal and gossip that had been generated by her pregnancy and sudden marriage to Owen Bull. But Geraint had taken the news that she had worked as a housekeeper to the family of an employee of their father's so badly she doubted he'd ever respect her again.