Debt-Free Forever (29 page)

credit reports and, 121

discharging through bankruptcy, 127–28, 260, 261

integrated, 128

paying off, 44, 127–30

T

Tax Free Savings Account (TFSA), 212–13

term deposits, 197, 199, 201

Til Debt Do Us Part,
40, 150

TransUnion Canada, 119, 120

travel.
See
vacations

V

vacations, 14, 37, 38, 43, 50, 69, 154, 157, 182, 231

at home, “staycations,” 16–17

budgeting for, 16, 45, 55, 81, 83, 159, 160, 163, 168, 170, 171, 287

insurance and, 237, 290

time, as job benefit, 143, 248

using home equity and credit for, 102, 105, 139, 266

variable expenses, 68, 69, 72–73, 74

credit cards and, 72

visual aids, 51, 53–54, 167–68

W

wills, 221, 241, 242–43, 244

work, attitudes towards, 138–39

worksheets

Budget, 60–61, 67, 73, 75,
91–93

Spending Analysis, 11–17,
21–23,
64, 66

Debt-Free Forever

Copyright © 2009 by Gail Vaz-Oxlade.

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Til Debt Do Us Part
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ISBN
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