Read Banker to the Poor Online

Authors: Muhammad Yunus,Alan Jolis

Tags: #Biography & Autobiography, #Business, #Social Scientists & Psychologists, #Social Activists, #Business & Economics, #Banks & Banking, #Development, #Economic Development, #Nonprofit Organizations & Charities, #General, #Social Science, #Developing & Emerging Countries, #Poverty & Homelessness

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BOOK: Banker to the Poor
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CHAPTER ONE
 
Number 20 Boxirhat Road, Chittagong
 

Chittagong, the largest port in Bangladesh, is a commercial city of 3 million people. I grew up on Boxirhat Road in the heart of Chittagong's old business district. A busy one-way lane, just wide enough for one truck to pass, Boxirhat Road connected the river port of Chaktai to the central produce market.

Our section of the road lay in Sonapotti, the jeweler's section. We lived at Number 20, a small two-story house with my father's jewelry shop workshop tucked beneath us on the ground floor. When I was a boy, my world was full of the noise and gasoline fumes of the street. Trucks and carts were forever blocking our road, and all day long I would hear drivers arguing, yelling, and blaring their horns. It was a sort of permanent carnival atmosphere. When toward midnight the calls of passing street vendors, jugglers, and beggars finally subsided, the sounds of hammering, filing, and polishing in my father's workshop took over.

On the upper floor, we occupied just a kitchen and four rooms: Mother's Room, Radio Room, Big Room, and a dining room where a mat was spread out three times a day for our family meals. Our playground was the flat roof above. And when we got bored, we often idled away our time watching the customers downstairs or the gold artisans at work in the back room, or we would just look out at the endlessly changing street scenes.

Number 20 Boxirhat Road was my father's second business location in Chittagong. He had abandoned the first when it was damaged by a Japanese bomb. In 1943, the Japanese had invaded neighboring Burma and were threatening all of India. In Chittagong, however, the air battles were never intensive. Instead of bombs, the Japanese planes dropped mostly leaflets, which we loved to watch from the rooftop as they floated like butterflies down over the city. But when a wall of our second house was destroyed by a Japanese bomb, my father promptly shifted us to the safety of his family village, Bathua, where I had been born at the beginning of the war.

Bathua is some seven miles from Chittagong. My grandfather owned land there, and a major part of his income came from farming, but he gravitated toward the jewelry trade. Dula Mia, his eldest son (and my father), also entered the jewelry business and soon became the foremost local manufacturer and seller of jewelry ornaments for Muslim customers. Father was a soft-hearted person. He rarely punished us, but he was strict about our need to study. He had three iron safes, each four feet high, built into the wall at the back of his store behind the counter. When the store was open for business, he left the safes open. With the insides of their heavy doors covered in mirrors and display racks, they appeared to be not safes at all, but part of the decor. Before the fifth prayer of the day, at closing time, father would push the drawers of the safes shut. To this day I would recognize the squeal of those ungreased hinges and the sound of six locks on each safe clicking shut. These sounds gave my older brother Salam and me just enough time to stop whatever we were doing and to leap back to our books. As long as Father saw us seated with our reading, he would be happy and say, "Good children, good boys." Then he would make his way to the mosque for prayer.

My father has been a devout Muslim all his life. He made three pilgrimages to Mecca and he usually dressed all in white, with white slippers, white pajama pants, a white tunic, and a white prayer cap. His square tortoiseshell glasses and his gray beard gave him the look of an intellectual, but he was never a bookworm. With his large family and his successful business, he had little time or inclination to look over our lessons. Instead, he divided his life between his work, his prayers, and his family.

In contrast to Father, my mother, Sofia Khatun, was a strong and decisive woman. She was the disciplinarian of the family, and once she bit her lower lip, we knew that it was useless to try to change her mind. She wanted us all to be as methodical as she was. She was probably the strongest influence on me. Full of compassion and kindness, Mother always put money away for any poor relatives who visited us from distant villages. It was she, by her concern for the poor and the disadvantaged, who helped me discover my interest in economics and social reform.

Mother came from a family of minor merchants and traders who bought and sold goods from Burma. Her father owned land and leased most of it out. He spent most of his time reading, writing chronicles, and eating good food. It was this last trait that most endeared him to his grandchildren. In these early years, I remember my mother often wearing a bright-colored sari with a gold band around the hem. Her dark black hair was always combed into a thick bun and parted in the front to the right. I loved her very much and was certainly the one who most often pulled at her sari and demanded attention. Above all, I remember her stories and songs, such as the tragic tale of the Karbala. Every year, during Moharram—the Muslim commemoration of the Karbala—I remember asking my mother, "Mother, why is the sky red on this side of the house and blue on the other side?"

"The blue for Hassan," she would answer, "and the red for Hussein."

"Who are Hassan and Hussein?"

"They were the grandsons of our prophet—peace be upon him—the gems of his two holy eyes."

And when she finished the story of their murder, she would point to the dusk and explain that the blue on one side of the house was the poison that killed Hassan and the red on the other side was the blood of the slain Hussein. To me as a child, her depiction of this tragedy was no less moving than our great Bengali epic
Bishad Shindhu
("The Sea of Sorrow").

Mother dominated my early years. Whenever she would fry her
pitha
cakes in the kitchen, we would crowd around her, scrambling for a taste. As soon as she slipped her first
pitha
from the frying pan and blew on it to cool it, I would snatch it from her, for I had the family distinction of being her chief taster.

Mother also worked on some of the jewelry sold in our shop. She often gave a final touch to earrings and necklaces by adding a bit of velvet ribbon or woolen pompoms or by attaching braided colored strands. I would watch as her long thin hands worked away at the beautiful ornaments. It was the money she earned on these projects that she gave away to the neediest relatives, friends, or neighbors who came to her for help.

Mother had fourteen children, five of whom died young. My elder sister, Momtaz, eight years older than me, married when she was still a teenager. We often visited in her new home at the edge of town, where she served us lavish meals. Salam, three years older than I, was my closest companion. We played war, mimicking the sounds of Japanese machine guns. And when the wind was right, we built colorful kites from diamond-shaped pieces of paper and bamboo sticks. Once Father bought a few defused Japanese shells in the market and we helped Mother transform them into plant pots for the roof by standing them on their fins, wide end up.

Salam and I, along with all the boys of our working-class neighborhood, attended the nearby Lamar Bazar Free Primary School. Bengali schools inculcate good values in the children. They aim not only for scholastic achievement but also teach civic pride; the importance of spiritual beliefs; admiration for art, music, and poetry; and respect for authority and discipline. In the Lamar Bazar Free Primary School, each classroom had about forty students. Primary and secondary schools were not coeducational. All of us there, even the teachers, spoke in Chittagonian dialect. Good students could win scholarships and were often asked to compete in nationwide exams. But most of my fellow schoolmates soon dropped out.

Salam and I devoured any books and magazines we could get our hands on. Detective thrillers were my favorite. I even wrote one, a complete whodunit, at the age of twelve. But it was not easy to keep our thirst for reading satiated. To meet our needs, Salam and I learned to improvise, buy, borrow, and steal. For instance, our favorite children's magazine,
Shuktara,
held a yearly contest. The winners of the contest received a free subscription and had their names printed in the magazine. I picked one of the winners at random and wrote to the editor:

Dear Sir,

 

I am so-and-so, a contest winner, and we have moved. From now on, please mail my free subscription to Boxirhat Road Number—.

 

I did not give our exact address, but a neighbor's, so that my father would not see the magazine. Every month, Salam and I kept our eyes peeled for our free copy. It worked like a dream.

We also spent part of every day in the waiting room of our family physician, Dr. Banik—just around the corner—reading the various newspapers he subscribed to. This freelance reading stood me in good stead over the years. Through primary and secondary school, I was often at the top of my class.

 

 

In 1947, when I was seven, the "Pakistan movement" reached its peak. Areas of India with Muslim majorities were fighting to become an independent Muslim state. With its Muslim majority, we knew that Chittagong would be included in Pakistan, but we were not sure what other areas of Muslim Bengal would be included or what exact boundaries would be drawn.

Friends and relatives argued endlessly at 20 Boxhirat Road about the future of an independent Pakistan. We all realized it would be a most curious country, with its western and eastern halves separated by more than one thousand miles of Indian territory. My father, a devout Muslim, had many Hindu friends and colleagues who came to our house, but even as a child I sensed the mistrust between the two religious groups. On the radio I heard about the violent riots between Hindus and Muslims. Mercifully, there was little of this in Chittagong.

My parents were deeply committed to partition from the rest of India. When my little brother Ibrahim started to speak, he called white sugar, which he liked, "Jinnah sugar," and brown sugar, which he did not like, "Gandhi sugar." Mohammed Ali Jinnah was the leader of the Pakistan partition movement, and Gandhi, of course, wanted to keep India whole. At night Mother mixed Jinnah, Gandhi, and Lord Louis Mountbatten into our bedtime stories. And my brother Salam, though only ten, envied the bigger boys in the neighborhood who carried the green flag with the white crescent and star and chanted, "Pakistan Zindabad" ("Long live Pakistan") in the street.

At midnight on August 14, 1947, the Indian subcontinent, which had been under British rule for nearly two centuries, was granted its independence. I recall it all as if it were yesterday. The whole city was decorated with flags and green and white festoons. Outside I could hear the blaring of political speeches, interrupted every so often by the chant, "Pakistan Zindabad." By midnight our street was crammed with people. We set off fireworks from the rooftop. All around I could see the silhouettes of our neighbors staring up as the exploding fireworks filled the night sky. The whole town throbbed with excitement.

As midnight approached, Father led us down into Boxhirat Road. Though he was not a political activist, he had joined the Muslim League National Guard as a gesture of solidarity, and that night he proudly wore his guard uniform, complete with the characteristic "Jinnah cap." Even my younger siblings, two-year-old Ibrahim and little baby Tunu, were with us. Exactly at midnight, the electricity was switched off, and the entire city was plunged into darkness. The next moment, when the lights came back on, we were a new country. The roaring slogan resounded again and again, from every part of Chittagong—"Pakistan Zindabad! Pakistan Zindabad!" I was seven and this was the first shot of national pride I had felt in my veins. It was intoxicating.

 

 

After Momtaz, Salam, myself, Ibrahim, and Tunu, my mother gave birth to four more boys: Ayub, Azam, Jahangir, and Moinu. But when I was nine, my beloved mother started becoming irritable for no apparent reason. Her behavior was increasingly abnormal. In her calmer periods she would talk disjointed nonsense to herself. For hours on end she would sit in prayer, read the same page of a book, or recite a poem over and over without stopping. In her more disturbed periods, she would insult people in a loud voice and use vulgar language. Sometimes she would hurl abuse at a neighbor, a friend, or a family member, but other times she would rant away at politicians or even long-dead figures. Her mind would turn against imaginary enemies, and then, without much warning, she would become violent. Often at night she would erupt in shouts and physical attacks, and I would help Father restrain her or try to protect my younger siblings from her blows. After such crises, she would often return to being the sweet, soft mother we remembered, giving us as much love as she could, taking care of the younger ones. But we knew that the recovery was temporary. As her condition worsened, she gradually lost track of our schooling and studies.

My father tried everything to cure her. He paid for the most advanced medical tests available in the country. As Mother's own mother and two sisters had suffered from mental illness, we assumed her condition must be congenital, but no doctor was ever able to diagnose it. In despair, my father turned to unorthodox remedies such as opium treatments, incantations, and even hypnosis. Mother never cooperated with any of these treatments, however, and none of them were successful.

At least we children found the treatments interesting. After watching a renowned psychologist apply posthypnotic suggestions to Mother, we performed our own hypnotic experiments on one another. We also learned to treat her condition with a certain humor. "What is the weather forecast?" we would ask one another when we tried to predict Mother's mood for the next few hours. To avoid provoking a fresh bout of abuse, we gave code names to various persons in the household: Number 2, Number 4, and so on. My brother Ibrahim even wrote a hilarious skit, in which he called our home a radio station, with Mother always "on air," broadcasting her sermons in various languages and moods with "active accompaniments."

The one who shone brightly through this whole sad period was my father. He adapted himself to the situation with grace and fortitude, caring for Mother in every possible way and in all circumstances for the thirty-three years that her disease lasted. He tried to behave as if nothing had changed and she was the same Sofia Khatun he had married in 1930, when he was only twenty-two. He was loyal and good to her all the fifty-two years of their marriage until her death in 1982.

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